Some covered reasons for trip cancellation include:

The Trip Cancellation for Any Reason (CFAR) benefit is an optional benefit upgrade that reimburses you for a percentage of the unused, nonrefundable, prepaid payments you made toward your trip if you must cancel for any reason not already covered by your Trip Cancellation benefit.

This benefit upgrade is available when you purchase an Atlas Journey Premier or Atlas Journey Preferred trip protection plan within 21 days of the date your initial deposit for your trip is received. (It is not available for Atlas Journey Economy or Atlas On-The-Go.) You must cancel your trip at least 48 hours prior to your scheduled departure to receive reimbursement via the CFAR benefit.

Note that the percentage of your trip cost that will be reimbursed depends on your plan and the percentage you choose. Visit the Atlas Journey product page to view the policy documents for your plan and state of residency. These documents provide additional details specific to your plan.

A traveling companion is anyone who has coordinated travel arrangements or vacation plans with you and who intends to travel with you during the trip. A group or tour leader is not considered your traveling companion unless you are sharing room accommodations.

A family member means any of the following:

One day before your departure date is the latest date you can purchase Atlas Journey Premier, Atlas Journey Preferred, or Atlas Journey Economy trip protection insurance.

You can purchase Atlas On-The-Go trip protection insurance the same day you depart for your trip.

If you need insurance coverage after you’ve departed on your trip and you are traveling outside of your home country, consider a travel medical insurance plan like Atlas Travel, Atlas Premium, Atlas Group, or Atlas MultiTrip. These plans provide coverage for unexpected medical expenses (including COVID-19-related expenses) as well as some supplemental travel benefits. Note that coverage for these plans is only provided for eligible injuries, illnesses, and travel mishaps that occur after your coverage has gone into effect.